Answers to common questions about using My Spending Register (MSR). Looking for a walkthrough of a specific screen instead? See the User Guide.
At the bottom of the register. Like a paper check register, MSR lists transactions oldest-first, so the most recent entries — and the running balance that matches your Current Balance — are on the last “page”: scroll down to reach them. Prefer newest at the top? Tap the Date column heading to flip the order.
That’s usually the point. MSR includes transactions you’ve entered that haven’t reached your bank yet (checks not presented, pending card payments, scheduled bills you’ve pre-entered). MSR shows your real spendable position; the bank shows only what’s been processed. If they differ unexpectedly, compare the register against your statement and check your opening balance.
Yes — that’s one of the most useful things about keeping a register. See Planning ahead: entering future transactions above. Enter the bill or paycheck on its real date and it’s included in the running balance from that point forward, so you can see a shortfall coming days or weeks before it arrives.
Those rows are cleared (there’s a c in the Clr column), which locks them against accidental edits. Tap the row’s Clr cell to unclear it — the pencil comes back and you can edit or delete.
Tap its ✏ pencil to open it, then tap Delete. If there’s no pencil, tap the Clr cell first to unlock the row.
Your file’s date order (day-first vs month-first) was ambiguous. Re-import with the date format dropdown set explicitly: DMY for day-first files (Australia, UK, NZ) or MDY for month-first files (US).
A transaction with the same date and amount already exists in that account — likely one you entered manually before the bank file arrived. Flagged rows still import (uncleared), so afterwards compare the pair and delete the one you don’t want.
The duplicate check will flag every row the second time (same dates and amounts), so the preview will be full of ⚠ warnings — a strong hint to cancel. If you do import twice, the duplicates arrive uncleared and can be deleted.
Within a single date, MSR always shows deposits above withdrawals. This keeps the running balance sensible — money in is counted before money out on the same day.
The register has seven columns; landscape is the only way to show them all clearly on a phone. It rotates automatically, and rotates back when you leave via the app bar’s back arrow. The transaction entry sheet is portrait.
By design — use the on-screen back arrow in the app bar instead. It’s what rotates your phone back to portrait on the way out.
The account and all of its transactions are permanently deleted. MSR asks you to confirm first. There is no undo, so if in doubt, don’t.
Yes. Account List → ⋮ on the account → Edit account → change Opening balance → Save. Every running balance in the register recalculates automatically.
No, that’s by design. Reconciling permanently deletes every cleared transaction dated on or before your statement date, since they’re now confirmed and already rolled into your opening balance. That’s exactly why the Export backup first button exists in the Reconcile screen — always free, and it saves a full CSV copy before anything is deleted.
The “kept” count only includes uncleared transactions dated on or before your statement date — those are the outstanding items the reconciliation is designed to preserve. Uncleared transactions dated after your statement aren’t part of the count at all; they’re simply untouched and remain in your register exactly as they were.
Yes. Account List → ⋮ on the account → Export Transactions downloads a CSV of every transaction in that account via your phone’s share sheet. It’s also available for free from inside the Reconcile screen (“Export backup first”), any time, whether or not you go on to reconcile. The exported file uses the same format MSR imports, so it can be brought back in later if needed.
Yes. Your accounts and transactions are stored securely in the cloud and are only accessible from your login. No other user can see your data.
CSV and QIF. Most banks can export at least one of these. CSV files need a header row with at least date and amount columns — see Importing transactions above for the full column list.
Can’t find your answer here? Email us at team@myspendingregister.com and we’ll help you out.
